diff --git a/backend/src/lib/summary.js b/backend/src/lib/summary.js
index 0fb2a7c..5f0fb77 100644
--- a/backend/src/lib/summary.js
+++ b/backend/src/lib/summary.js
@@ -10,6 +10,11 @@
 const RAIN_ICONS = new Set(['drizzle', 'rain-light', 'rain-heavy', 'sleet', 'hail'])
 const SNOW_ICONS = new Set(['snow-light', 'snow-heavy'])
 
+// Tunable thresholds for the "now" panel's tip chips — all easy to adjust here
+// without touching the logic that uses them.
+const UMBRELLA_SOFT_PRECIP_PCT = 10  // any remaining hour above this -> "might want"
+const JACKET_HIGH_TEMP_C = 12        // today's forecast high below this -> jacket tip
+
 // summarizeToday(points, nowHour) — `points` is today's hourly forecast_points rows
 // (already icon-normalized), `nowHour` is 0-23 in Europe/London. Returns null if
 // there's nothing to summarize (no data yet).
@@ -73,16 +78,37 @@ export function summarizeToday(points, nowHour) {
     ? 'Thunderstorms possible'
     : null
 
-  // Umbrella nudge: real rain chance either right now or coming up later today.
-  const umbrella = laterWetFraction > 0.25 || rainFraction > 0.25
+  // Tip chips — small, actionable nudges under the headline. Each is
+  // independent (a cold rainy day can show both), ordered by how likely
+  // reception actually wants a guest to see it.
+  const tips = []
+
+  // Umbrella: the existing "real rain chance" threshold gets the strong
+  // wording; falling short of that but with a real (if lesser) chance
+  // still on the cards for later today gets a softer nudge instead of
+  // nothing at all.
+  const umbrellaStrong = laterWetFraction > 0.25 || rainFraction > 0.25
+  const umbrellaSoft = !umbrellaStrong &&
+    laterPoints.some(p => p.precip_prob != null && p.precip_prob > UMBRELLA_SOFT_PRECIP_PCT)
+  if (umbrellaStrong) {
+    tips.push({ key: 'umbrella', text: "Don't forget your umbrella" })
+  } else if (umbrellaSoft) {
+    tips.push({ key: 'umbrella-soft', text: 'You might want an umbrella' })
+  }
+
+  // Jacket: keyed off today's forecast high, not "right now" -- same framing
+  // as the big temp above it.
+  if (highPoint.temp_c < JACKET_HIGH_TEMP_C) {
+    tips.push({ key: 'jacket', text: "Don't forget your jacket" })
+  }
 
   return {
     headline,
     note,
-    umbrella,
     highTemp: highPoint.temp_c,
     highFeelsLike: highPoint.feels_like_c,
     rainChance: rainPeakPoint ? { prob: rainPeakPoint.precip_prob, ts: rainPeakPoint.ts } : null,
+    tips,
   }
 }
 
diff --git a/frontend/src/index.css b/frontend/src/index.css
index aa4d373..05c1364 100644
--- a/frontend/src/index.css
+++ b/frontend/src/index.css
@@ -94,18 +94,28 @@ html, body, #root { height: 100%; margin: 0; font-size: 14px; }
 .wx-now-meta { display: flex; flex-direction: column; gap: 4px; color: var(--text-muted); font-size: clamp(0.8rem, 1.05vw, 1.05rem); }
 .wx-summary-headline { color: var(--text); font-weight: 600; font-size: clamp(0.95rem, 1.3vw, 1.3rem); }
 .wx-summary-note { color: #fbbf24; }
-.wx-umbrella-tip {
+/* Tip chips (umbrella/jacket/...) -- can be more than one at once (e.g. a cold
+   rainy day), so this wraps multiple .wx-tip pills rather than a single fixed
+   span. Sized up from the old single-tip version to read clearly at a glance
+   on the kiosk tablet. */
+.wx-tips {
+  display: flex;
+  flex-wrap: wrap;
+  align-items: center;
+  gap: clamp(8px, 1vw, 12px);
+  margin-left: auto;
+}
+.wx-tip {
   display: inline-flex;
   align-items: center;
-  gap: 8px;
-  margin-left: auto;
-  padding: clamp(6px, 0.9vh, 10px) clamp(12px, 1.4vw, 18px);
+  gap: 10px;
+  padding: clamp(8px, 1.2vh, 13px) clamp(14px, 1.7vw, 22px);
   border-radius: 999px;
   background: rgba(125, 211, 252, 0.14);
   border: 1px solid rgba(125, 211, 252, 0.35);
   color: #7dd3fc;
   font-weight: 600;
-  font-size: clamp(0.75rem, 0.95vw, 0.95rem);
+  font-size: clamp(0.9rem, 1.15vw, 1.15rem);
   white-space: nowrap;
 }
 
diff --git a/frontend/src/pages/Display.tsx b/frontend/src/pages/Display.tsx
index d672afc..cc85f14 100644
--- a/frontend/src/pages/Display.tsx
+++ b/frontend/src/pages/Display.tsx
@@ -1,12 +1,20 @@
 import { useEffect, useRef, useState } from 'react'
-import { CloudOff, Umbrella } from 'lucide-react'
+import { CloudOff, Umbrella, Shirt } from 'lucide-react'
 import { fetchForecast, fetchDisplayConfig } from '../api'
 import { WeatherIcon } from '../lib/icons'
 import { PointMeta } from '../components/PointMeta'
 import { AstroRow } from '../components/AstroRow'
 import { DayModal } from '../components/DayModal'
 import { TZ, londonNow, hourOf, dateKeyOf, formatHour, formatDayName, roundTemp } from '../lib/format'
-import type { ForecastPayload, ForecastPoint, Astro } from '../types'
+import type { ForecastPayload, ForecastPoint, Astro, TipKey } from '../types'
+
+// One icon per tip key -- 'umbrella-soft' reuses the umbrella icon, just with
+// softer wording (see summary.js), so it doesn't need its own entry here.
+const TIP_ICONS: Record<TipKey, typeof Umbrella> = {
+  umbrella: Umbrella,
+  'umbrella-soft': Umbrella,
+  jacket: Shirt,
+}
 
 const POLL_MS = 5 * 60 * 1000 // client polls more often than the server's hourly
                                // refresh just so a stale tab catches up quickly —
@@ -142,11 +150,18 @@ export default function Display() {
             </span>
             {data.summary?.note && <span className="wx-summary-note">{data.summary.note}</span>}
           </div>
-          {data.summary?.umbrella && (
-            <span className="wx-umbrella-tip">
-              <Umbrella size={18} strokeWidth={1.75} />
-              Don't forget your umbrella
-            </span>
+          {!!data.summary?.tips.length && (
+            <div className="wx-tips">
+              {data.summary.tips.map(tip => {
+                const Icon = TIP_ICONS[tip.key]
+                return (
+                  <span className="wx-tip" key={tip.key}>
+                    <Icon size={22} strokeWidth={1.75} />
+                    {tip.text}
+                  </span>
+                )
+              })}
+            </div>
           )}
         </div>
       )}
diff --git a/frontend/src/types.ts b/frontend/src/types.ts
index 01ea991..c7d9899 100644
--- a/frontend/src/types.ts
+++ b/frontend/src/types.ts
@@ -23,13 +23,15 @@ export interface Astro {
   sunset: string | null
 }
 
+export type TipKey = 'umbrella' | 'umbrella-soft' | 'jacket'
+
 export interface Summary {
   headline: string        // "Scattered showers today", "Rain likely later", ...
   note: string | null     // e.g. "Thunderstorms possible", alongside the headline
-  umbrella: boolean        // real rain chance now or later today
   highTemp: number         // today's forecast high (°C)
   highFeelsLike: number | null // feels-like at the same hour as highTemp, not "now"
   rainChance: { prob: number; ts: string } | null // today's peak precip% + when it falls
+  tips: { key: TipKey; text: string }[] // umbrella/jacket/etc nudge chips, 0+ at once
 }
 
 export type Provider = 'met_office' | 'open_meteo'