diff --git a/frontend/src/pages/Budgets.tsx b/frontend/src/pages/Budgets.tsx
index ae2f7b0..9c572a0 100644
--- a/frontend/src/pages/Budgets.tsx
+++ b/frontend/src/pages/Budgets.tsx
@@ -103,32 +103,53 @@ export default function Budgets() {
     const reader = new FileReader()
     reader.onload = async (ev) => {
       const text = ev.target?.result as string
-      const lines = text.split(/\r?\n/).filter(l => l.trim() && !l.startsWith('Month'))
+
+      // Proper CSV field parser — handles quoted fields containing commas
+      function parseCSVLine(line: string): string[] {
+        const fields: string[] = []
+        let cur = '', inQ = false
+        for (const ch of line) {
+          if (ch === '"') { inQ = !inQ }
+          else if (ch === ',' && !inQ) { fields.push(cur.trim()); cur = '' }
+          else { cur += ch }
+        }
+        fields.push(cur.trim())
+        return fields
+      }
+
+      // Parse a month string in any common format → 'YYYY-MM' or null
+      function parseMonth(raw: string): string | null {
+        const s = raw.trim()
+        // YYYY-MM
+        const iso = s.match(/^(\d{4})-(\d{2})$/)
+        if (iso) return `${iso[1]}-${iso[2]}`
+        // Sep-25 / Sep-2025 / Sep 25 / Sep 2025 / September 2025
+        const m = s.match(/^([A-Za-z]+)[\s\-](\d{2,4})$/)
+        if (m) {
+          const mi = MONTH_SHORT.findIndex(n => n.toLowerCase() === m[1].toLowerCase().slice(0, 3))
+          if (mi < 0) return null
+          const yr = parseInt(m[2])
+          const fullYr = yr < 100 ? (yr >= 50 ? 1900 + yr : 2000 + yr) : yr
+          return `${fullYr}-${String(mi + 1).padStart(2, '0')}`
+        }
+        return null
+      }
+
+      const lines = text.split(/\r?\n/).filter(l => l.trim() && !/^month/i.test(l.trim()))
       let saved = 0, skipped = 0
       for (const line of lines) {
-        const [monthRaw, amountRaw] = line.split(',').map(s => s.trim())
+        const fields = parseCSVLine(line)
+        const monthRaw  = fields[0] ?? ''
+        const amountRaw = fields[1] ?? ''
         if (!monthRaw || !amountRaw) { skipped++; continue }
-        const amount = parseFloat(amountRaw)
-        if (isNaN(amount)) { skipped++; continue }
-
-        let key: string | null = null
-        const isoMatch = monthRaw.match(/^(\d{4})-(\d{2})$/)
-        if (isoMatch) {
-          key = `${isoMatch[1]}-${isoMatch[2]}`
-        } else {
-          const parts = monthRaw.split(' ')
-          if (parts.length === 2) {
-            const yr = parseInt(parts[1])
-            const mi = MONTH_SHORT.findIndex(m => m.toLowerCase() === parts[0].toLowerCase().slice(0, 3))
-              ?? MONTH_LABELS.findIndex(m => m.toLowerCase() === parts[0].toLowerCase())
-            if (!isNaN(yr) && mi >= 0) key = `${yr}-${String(mi + 1).padStart(2, '0')}`
-          }
-        }
+        // Strip currency symbols, spaces, commas (thousands separators)
+        const amount = parseFloat(amountRaw.replace(/[£$€,\s]/g, ''))
+        if (isNaN(amount) || amount < 0) { skipped++; continue }
+        const key = parseMonth(monthRaw)
         if (!key) { skipped++; continue }
-
         try {
           await saveBudget(key, amount)
-          setBudgets(b => ({ ...b, [key!]: amount }))
+          setBudgets(b => ({ ...b, [key]: amount }))
           saved++
         } catch {
           skipped++