diff --git a/backend/api/public.py b/backend/api/public.py
index 9faef9a..689f9b6 100644
--- a/backend/api/public.py
+++ b/backend/api/public.py
@@ -483,6 +483,14 @@ async def get_revenue_forecast(
                     lunch_forecast * get_spend_by_period('lunch', 'wet') +
                     dinner_forecast * get_spend_by_period('dinner', 'wet')
                 )
+                # If spend settings aren't configured, covers * 0 = 0 — fall back to DOW
+                dow = current.isoweekday()
+                if dry_forecast == 0:
+                    dry_otb = 0
+                    dry_forecast = dow_dry.get(dow, 0)
+                if wet_forecast == 0:
+                    wet_otb = 0
+                    wet_forecast = dow_wet.get(dow, 0)
             else:
                 # No covers data — fall back to DOW average from recent 8 weeks
                 dow = current.isoweekday()  # 1=Mon … 7=Sun